Develop a female gypsy fortune teller avatar, holding tarot cards at neck level. She is 35 years old, wears a luxurious long-sleeved dress in deep shades of red and gold embroidery. All her jewelry is in the shape of coins. The bottom should have many gold coins, representing wealth and abundance. Use warm, golden lighting to create an opulent, luxurious atmosphere. Ensure the image is in high resolution, without errors or distortions.