For a creative design that stands out in the psychology of red, mint green, navy blue, and black, consider incorporating elements such as geometric shapes, abstract patterns, and a mix of realistic and stylized elements to create a modern surreal collage effect. You can experiment with layering different textures and patterns to create a dreamy composition. Use a simple yet striking color scheme with contrasting shades of red, mint green, navy blue, and black when you want a sense of confusion and interest to be applied to the design. Incorporate natural elements, such as organic shapes or patterns, to add depth and interest to the overall design. Make sure that a central object or focal point stands out amidst the abstract and concrete elements. This approach helps convey a contemporary and eye-catching cover design that is influenced by surrealism and modern graphic design.