Winter riverbank housing, snow-covered roofs, frosty morning atmosphere, serene landscape, gentle slope, natural stone foundation, wooden decks, frozen river, bare trees, misty fog, warm interior lighting, cozy cabin-style architecture, earth-toned color palette, beige, cream, light grey, pale blue, frosted glass windows, wooden shutters, snowflakes gently falling, soft focus, shallow depth of field, peaceful ambiance.