Digital illustration, fake Apple Pay screenshot, iPhone 13 Pro Max, white background, iOS 15 operating system, sleek modern design, subtle shadow effects, vibrant color scheme, rounded corners, notification bar, Wi-Fi and cellular signal icons, battery percentage indicator, Apple Pay logo, credit card information display, expiration date, security code, transaction history list, scrolling feature, blurred background, soft focus, bright ambient light, shallow depth of field, realistic rendering.