Warm beige accent walls, rich wood paneling, elegant cream-colored marble floors, sophisticated bank transitional style interior, luxurious velvet furniture, ornate golden lighting fixtures, lavish crystal chandeliers, subtle texture patterns, earthy color palette, natural stone columns, sleek metal accents, refined minimalist decor, abundant natural light, soft warm ambiance, shallow depth of field, 1/1 composition, realistic textures, ambient occlusion.