Digital, modern, sleek, iPhone, mobile payment, Apple Pay, wallet app, realistic interface, white background, rounded corners, minimalist design, subtle shadowing, bright colors, logos, credit cards, debit cards, bank icons, fingerprint recognition, facial recognition, touch ID, passcode lock, abstract shapes, futuristic, high-tech, clean layout, 3/4 composition, soft focus, shallow depth of field, morning light, product photography.