A photorealistic, full-length portrait of a brunette woman with luscious, long wet hair cascading down her back, wearing dark blue flared jeans clinging to her legs over high heeled boots, a bulky orange cable knit turtleneck sweater accentuating her curves, and a shiny long brown nylon puffer coat with luxurious fur trim, glistening with droplets of water, wading out of the river at a sun-drenched river bank with a big mischievous grin, her jeans, sweater, and jacket soaked and clinging to her body after participating in a polar bear swim. A vibrant crowd of other swimmers, some dressed in colorful costume, surrounds her, blurring into the background with a creamy bokeh effect. Inspired by the dramatic, atmospheric style of Luis Royo, the image showcases professional photography techniques, utilizing a shallow depth of field, natural lighting, and a sharp focus, emphasizing textures, and intricate details, resulting in a crisp, high-resolution image with an air of realism.